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Commercial Annual Auto Policy
Commercial Auto Policy
This policy protects your business automobiles and company auto fleet with physical damage, liability, medical payments and road assistance coverage.
Physical Damage Coverage
Comprehensive: Provides coverage for direct damages to the vehicle, other than collision. Some damages covered are: fire, flood, vandalism and theft.
Collision: Provides coverage for direct damages to the insured vehicle when the vehicle collides with another vehicle or object.
Liability Coverage
Bodily injury: caused to others arising from a car accident, when you are responsible for such bodily injury damages.
Property damage: caused to others arising from a car accident, and for which the insured is responsible.
Medical expenses: This optional coverage provides for medical expenses incurred as a result of injuries suffered from the car accident.
Optional Coverage: Road Assistance Coverage
Private passenger auto and light trucks: $45 per vehicle
Medium trucks: $499 per vehicle
Heavy trucks: $599 per vehicle
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