Coverage for the commercial contents against direct damages for losses covered by the policy.
Coverage against losses caused by glass breakage, perils such as fire, burglary, earthquake, and vandalism.
Coverage for perishable articles caused by a mechanical failure of cooling equipment, contamination caused by a coolant, or by a power failure. Pharmacies and food stores - automatic 5% of the limit for personal property up to a $25,000 maximum.
Coverage against loss from your business's outstanding accounts receivables resulting from the risks indicated in the policy. The automatic limit is $10,000 with an increment option for an additional premium. Professional offices group: $25,000.
General liability protection for your business against damages to others.