Commercial Property
We offer a variety of coverage in one policy that fits the needs of your business.

Coverage for your property against damages from perils such as fire, burglary, and earthquakes.
Coverage for diminishing revenue during business interruptions caused by direct property damage for covered risks under the policy. Off Premises Power Failure, Professional Offices Group, and Food Stores Group.
Covers debris removal costs from losses resulting from perils such as fire, burglary, and earthquake.
Protects your business against direct property damages caused by flooding. The automatic limit is $2,500.
Covers your business’s valuable documents against losses for risks covered by the policy. The automatic limit is $10,000 with an increment option for an additional premium. Professional offices group: $25,000.
Coverage for the commercial structure against direct damages for losses covered by the policy.
Business coverage against direct damages for ruptures or explosion of Boilers and Machinery caused by covered losses. The automatic limit is $5,000 with an increment option for an additional premium.
Automatic coverage limit increase up to 25% during the high selling season.
Protects your business against the theft of business sales revenue up to a $500 automatic limit, within and outside the premises. The coverage offers an option to increase the limit for an additional premium. Drug Stores: $1,000.
Protects your business against loss of signage caused by perils such as fire, hurricanes, earthquake, and vandalism. Drug Stores: automatic $2,500.
Coverage for the commercial contents against direct damages for losses covered by the policy.
Coverage against losses caused by glass breakage, perils such as fire, burglary, earthquake, and vandalism.
Coverage for perishable articles caused by a mechanical failure of cooling equipment, contamination caused by a coolant, or by a power failure. Pharmacies and food stores - automatic 5% of the limit for personal property up to a $25,000 maximum.
Coverage against loss from your business's outstanding accounts receivables resulting from the risks indicated in the policy. The automatic limit is $10,000 with an increment option for an additional premium. Professional offices group: $25,000.
General liability protection for your business against damages to others.
Additional Coverages:
Liability Coverage
Umbrella coverage. Expands the basic coverage, offering larger limits for the liability insurance.
Employer Liability
"Stop gap-employer liability coverage" Covers liability imposed by law when the benefits under the State’s Insurance Fund are not applicable.
Liability Insurance for EPL Labor Practices
Provides defense and indemnity against labor dispute claims such as discrimination, sexual harassment, and unjust termination. The coverage applies to current, past, and future employment at all levels. $100,000 limit, $5,000 deductible.
All peril land transportation
Protects your business’s goods in transit. A minimum $5,000 limit is offered with an increment option.
Computer hardware and software
Protects your business’s computer equipment against direct damages caused by perils such as fire, hurricanes, burglary, and earthquakes. The automatic limit is $2,500 with an increment option.
Others
-Physician's & Surgeon's Equipment
-Miscellaneous Property Floater
-Bailor Coverage
-Employee Dishonesty (Theft of money)
-Commercial Auto
-Professional Liability
-Cyber Liability
More Information
     
Cyber Liability